When you buy or lease your car from Balise Kia, we make available a variety of plans from Fidelity Warranty Services, Inc. Please see below to learn more about how you can protect yourself and your loved ones and choose the vehicle protection plan that is right for your needs.
Vehicle Protection Plans
It’s no surprise that most major repairs are needed after the original factory warranty has expired, which means you will have to deal with all the inconvenience, time, energy and expense of those repairs.
Depending on the age and mileage of your vehicle, you can purchase up to 120,000 miles of coverage. The Vehicle Protection Plan begins on the purchase date and expires according to the term and mileage selected, whichever occurs first, and may include a deductible depending on the option selected. You can select from a national network of over 6,000 authorized service centers or any licensed repair facility in the U.S. or Canada.
Three Coverage Levels*
- Platinum Coverage
- Gold Coverage
- Powertrain Coverage
* Coverage level availability may be limited based on the age, mileage, make and model of your vehicle. Deductible may apply.
Car Care Service Plan
Most factory warranties are valid only if you maintain your vehicle regularly.
The Car Care Service Plan includes valuable maintenance services that help you keep your vehicle qualified for factory warranty protection.
The Car Care Service Plan is simple:
- Maintenance visits can be pre-scheduled.
- Bring your car and coupon booklet to your service department.
Major repairs on today’s automobiles can be costly. Help protect your investment and your peace of mind with a Car Care Service Plan.
Road Hazard Tire & Wheel Protection Plan
You’ve got a lot riding on your tires.
The Tire & Wheel Protection Plan repairs or replaces tires damaged by road
hazards, which include debris on the road surface or road surface conditions such as potholes, cracks and breaks.
Term Care Select
Getting a new car should be a carefree and enjoyable experience.
But service may be needed and major mechanical breakdowns could occur even when your car is new, whether you own or lease it.
This optional protection plan is designed especially to help protect your new car against the unexpected, with coverage for items that the manufacturer’s warranty may not cover.
Total Loss Protection (GAP)
It’s called the “gap.” It’s the difference between the Amount Owed on your Retail Installment Sales Contract/Lease Agreement and the Actual Cash Value of your vehicle at the time of a Total Loss.
The Amount Owed does not include missed payments, payment extensions, deferred payments, accrued interest, late fees, disposition fees, penalty fees, early termination fees or finance charges incurred after the date of loss. Also, if the insurance company valuation used to calculate the Actual Cash Value is less than 90% of the NADA value of your vehicle, the NADA value will be used in determining the “gap” amount (which means a smaller amount may be waived).
If your car is determined to be a Total Loss, this “gap” could translate into thousands of dollars that you would still owe after the settlement from the auto insurance company. The Plan excludes total loss claims denied by your automobile insurance company. This is an optional waiver product and is not required for you to obtain financing for the purchase or lease of a vehicle.
Excess Wear & Tear for Leased Vehicles
With Leased Vehicle Excess Wear & Tear, you may not have to worry about unexpected wear and tear charges at the end of your lease. Leased Vehicle Excess Wear & Tear will help keep you driving worry-free.
Leased Vehicle Excess Wear & Tear may waive up to $7,500 for excess wear and tear repairs to covered parts including exterior dents and dings.